Insurance companies are there to help us. Yeah, right.
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From: William Clark on 19 Oct 2009 15:34 In article <osdpd5p99h6dvbm6bpbjfnusfkj40q28ln(a)4ax.com>, bknight(a)conramp.net wrote: > On Mon, 19 Oct 2009 11:11:31 -0700 (PDT), Dinosaur_Sr > <frostback2002(a)att.net> wrote: > > >On Oct 19, 1:01�pm, William Clark <cl...(a)nospam.matsceng.ohio- > >state.edu> wrote: > >> In article > >> <8934936e-f090-4dd9-9841-693d307ef...(a)f10g2000vbl.googlegroups.com>, > >> > >> > >> > >> �Dinosaur_Sr <frostback2...(a)att.net> wrote: > > >> > Secondly. I heard the same company doled out $4 million to treat a > >> > woman with a rare form of breast cancer when they didn't have to. They > >> > just comped it to her. > > >> But you don't have a cite for any of these urban legends, do you? > > > >Oh, I'm sorry...The Washington Times reported that with respect to > >"death panels", in the government plan an "office will be reserved for > >people willing to recruit into the government-subsidized health care > >system insurance companies that are willing to take money to take > >human lives." > > A perfect example of non sequitur Rob. Spin, spin, spin when you have > no answer. > > Now let's have the cite about what you said above. You know, the $4 > million dole out. > > BK Spin, spin spin into incomprehensible gobbledygook.
From: bknight on 19 Oct 2009 15:37 On Mon, 19 Oct 2009 15:18:44 -0400, "Kommienezuspadt" <NoSpam(a)NoThanks.net> wrote: > ><bknight(a)conramp.net> wrote in message >news:osdpd5p99h6dvbm6bpbjfnusfkj40q28ln(a)4ax.com... >> On Mon, 19 Oct 2009 11:11:31 -0700 (PDT), Dinosaur_Sr >> <frostback2002(a)att.net> wrote: >> >>>On Oct 19, 1:01 pm, William Clark <cl...(a)nospam.matsceng.ohio- >>>state.edu> wrote: >>>> In article >>>> <8934936e-f090-4dd9-9841-693d307ef...(a)f10g2000vbl.googlegroups.com>, >>>> >>>> >>>> >>>> Dinosaur_Sr <frostback2...(a)att.net> wrote: >> >>>> > Secondly. I heard the same company doled out $4 million to treat a >>>> > woman with a rare form of breast cancer when they didn't have to. They >>>> > just comped it to her. >> >>>> But you don't have a cite for any of these urban legends, do you? >>> >>>Oh, I'm sorry...The Washington Times reported that with respect to >>>"death panels", in the government plan an "office will be reserved for >>>people willing to recruit into the government-subsidized health care >>>system insurance companies that are willing to take money to take >>>human lives." >> >> A perfect example of non sequitur Rob. Spin, spin, spin when you have >> no answer. >> >> Now let's have the cite about what you said above. You know, the $4 >> million dole out. >> >> BK > >expect crickets........ > Well, at least Rob has the common sense not to overtly defend Guardian in this specific instance. BK
From: The Hammer on 19 Oct 2009 15:38 On Oct 19, 3:27 pm, William Clark <cl...(a)nospam.matsceng.ohio- state.edu> wrote: > In article > <597feff7-0154-4d9c-9f1d-bf73bcd7f...(a)e34g2000vbc.googlegroups.com>, > The Hammer <GaGolfer2...(a)yahoo.com> wrote: > > > > > > > On Oct 19, 2:01 pm, William Clark <cl...(a)nospam.matsceng.ohio- > > state.edu> wrote: > > > In article > > > <8934936e-f090-4dd9-9841-693d307ef...(a)f10g2000vbl.googlegroups.com>, > > > > Dinosaur Sr <frostback2...(a)att.net> wrote: > > > > On Oct 17, 4:36 pm, The Hammer <GaGolfer2...(a)yahoo.com> wrote: > > > > > On Oct 17, 12:31 pm, bkni...(a)conramp.net wrote: > > > > > > > Guardian life insurance company of America issued a policy to a > > > > > > resident of the state of New York with muscular dystrophy. Their > > > > > > annual payout to keep him alive is more than a million dollars. > > > > > > The Washington Times reported that since it would be illegal to > > > > > > cancel > > > > > > this one person's policy, Guardian legally cancelled the whole line > > > > > > of coverage that insured everybody like him in the state of New York, > > > > > > which wiped out an entire class of policy holders to avoid paying out > > > > > > for one person. > > > > > > > The Washington Times also reported that, "in an email one Guardian > > > > > > life insurance co. executive called high-cost patients such as Mr. > > > > > > Pearl, 'Dogs' that the company could 'get rid of.' " > > > > > > > Guardian's net income for 2008 was $437 million. > > > > > > > BK > > > > > > This is unfortunate, but the sad reality is that there are only so > > > > > much financial resources out there. The goal of a private insurance > > > > > company is to make a profit, or meet their costs at the very least, > > > > > while at the same time please as many policyholders as they can. The > > > > > needs of the few are outweighed by the needs of the many. This is > > > > > unfortunate, I do not endose this, but that is just the way it is.. > > > > > > If the government takes over these payments, do you think they will > > > > > readily assume the annual payment of $1 million + dollars?. There is > > > > > not enough money there either, you can only tax people so much, tax > > > > > the insurance companies so much, and cut Medicare and reimbursements > > > > > to physicians. So, while the insurance company is rationing, the > > > > > government will find a way to ration also. There is simply not > > > > > enough money to go around, and physicians and hospitals will not do > > > > > the work for nothing, their overhead is alarming and without revenue > > > > > they cease to exist. We are seeing Darwinism in action here, the > > > > > weak will perish, the strong will survive. That is very unfortunate, > > > > > but society does not have unlimited resources to do custodial care as > > > > > this for millions of patients, they may just have to die. And while > > > > > that is very sad, it breaks my heart, that is they way it will > > > > > probably be. Because we have a government that has set its > > > > > priorities. There is always money it seems to conduct false wars, > > > > > bail out banks and brokerage houses, bail out failed industries, give > > > > > favors to prized political contributors, fund stupid pork projects, > > > > > and help foreign nations rebuild their infrastructures, but it seems > > > > > there is never enough to take care of the weak and sick. A good > > > > > example, New Orleans is still a mess, will remain a mess, but > > > > > there is always money to rebuild elsewhere. This President promised > > > > > change, he is a bigger liar and panderer than any before when it comes > > > > > to enabling big business and handing out political favors. It is sad, > > > > > but the people who supported Obama the most and bought into this BS > > > > > line of hope, are the ones at the front of the line to get screwed. > > > > > Bush was a fool, we now have a bigger fool in place. He could not > > > > > care less about the sick and weak, all he cares about is political > > > > > power. This has nothing to do with health care, anyone that buys > > > > > into anything else is just plain stupid. And these stupid people will > > > > > be the first in line to play the victum card when this all passes and > > > > > they find themselves taxed to death, and with less to show for all > > > > > these taxes. > > > > > He caught you hook, line and sinker! Firstly, what would cause DMD to > > > > cost a million bucks in a year? It's absurd. There is no cure for it. > > > > All you can do is alleviate the symptoms. > > > > > Secondly. I heard the same company doled out $4 million to treat a > > > > woman with a rare form of breast cancer when they didn't have to. They > > > > just comped it to her. > > > > > I've also heard of many pharmaceutical companies comping expensive > > > > cancer drugs to people who lack financial resources. > > > > But you don't have a cite for ay of these urban legends, do you?- Hide > > > quoted text - > > > > - Show quoted text - > > > You are not having a good day either Clark. Here is another link to > > showing all the good pharmaceuticals do in helping those less > > fortnunate: > > >www.copd-international.com/copdadvocate/drugs.htm > > > Do your homework next time. > > No, I was really referring to the fairytale that insurance companies go > out of their way to offer excess coverage - unless they have been made a > spectacle of in the media first. Pharmaceuticals do this all the time - > it is part of the advertising budget to them, and they easily recoup it > in revenue.- Hide quoted text - > > - Show quoted text - You are spinning pal. You said what you said, don't spin and tell us about what you were "really" referring to. You said it was an urban legend about pharmaceuticals comping people for drugs. If you were referring to something else, you would have said it. Next time, do your homework before making such an ill informed, blanket statement. I bet you would not give your students a pass for making sloppy generalizations as you have
From: bknight on 19 Oct 2009 15:41 On Mon, 19 Oct 2009 12:28:56 -0700 (PDT), The Hammer <GaGolfer2009(a)yahoo.com> wrote: >You don't condemn an industry? > No. >Then please tell us why you entitled your post "Insurance companies >are there to help us. Yeah, right." > Guardian is an insurance company. >If you sought to educate us on this one specific example, would it not >have been better to have had the heading "An example of a bad >insurance decsion" or "National insurer cuts benefits unjustly" or >something like that? > Or I could use the subject line I used which implies that there are some who aren't so helpful. Your inference is incorrect. (See, that's inference and implies used correctly) >Any rational person would infer from your post that its intent was to >say that insurance companies really are not there to help us and you >used a specific example to back up this generality. You blew it pal, >sorry. Take a break please, go in the backyard and chip a few golf >balls. Rational? When you're back in a sane mode read some of your posts here. They're anything but rational. :) BK
From: dene on 19 Oct 2009 15:51
"The Hammer" <GaGolfer2009(a)yahoo.com> wrote in message news:cbb82420-76eb-49e8-809d-0b740853812d(a)r36g2000vbn.googlegroups.com... On Oct 19, 3:01 pm, bkni...(a)conramp.net wrote: > On Mon, 19 Oct 2009 11:03:12 -0700 (PDT), The Hammer > > <GaGolfer2...(a)yahoo.com> wrote: > >On Oct 19, 1:14 pm, bkni...(a)conramp.net wrote: > >> On Mon, 19 Oct 2009 09:58:18 -0700 (PDT), Dinosaur_Sr > I do think that the insurance industry is full of bad companies, even > Dene has admitted that he stays away from some of them. > > Just find something else to do Eric, you're the one having a bad day.. > > BK I have never seen an insurance company out and out screw a patient. I have seen disagreements, I have seen misunderstandings, but have never seen an insurance company go out and out on the offensive to screw someone. ------------------------------------------------------------------- That makes two of us, Eric. And I have 20 years of experience along with 500+ clients who can affirm this. If an insurance company was screwing with a client of mine, I'd been the first they'd called. Again...that's a call I've never received. True to his character, Knit overstates what I said about bad companies. There are 1300 health insurance companies out there and I can only name one or two that make me nervous, i.e. play games with claims. As a rule, I don't represent non-domiciled companies, not because they are bad, but because I don't want any client of mine to be left hanging should the insurer suddenly withdraw. Why take that chance when the domiciled companies are both competitive and accountable (to the insurance commissioner). Good call on nailing him with this ridiculous title and outright lies. The thread should be renamed in his honor. "How to waste your retirement years." -Greg |