From: dene on

"BAR" <screw(a)you.com> wrote in message
news:MPG.26258078ee2f1cb9989d9f(a)news.giganews.com...
> In article <821epfFec2U1(a)mid.individual.net>, dene(a)remove.ipns.com
> says...
> >
> > "Dinosaur_Sr" <frostback(a)dukesofbiohazard.com> wrote in message
> >
news:56e8de2f-3edc-4bbb-8356-2171a116b38d(a)g11g2000yqe.googlegroups.com...
> > On Apr 6, 1:41 pm, "dene" <d...(a)remove.ipns.com> wrote:
> > > "gray asphalt" <dontwr...(a)gmail.com> wrote in message
> > >
> > > news:dwEun.305739$OX4.17064(a)newsfe25.iad...
> > >
> > > > $100/month higher starting in June,
> > > > Blue Cross/ Blue Shield. I wouldn't
> > > > mind as much if I thought more sick
> > > > and injured people were really going
> > > > to get medical help.
> > >
> > > I have a couple of hundred people to call about their rate increase.
Some
> > > of it has to do with BC/BS not wanting to have the shiniest apple when
the
> > > mandate requiring they cover all children without underwriting comes
into
> > > play.
> > >
> > > But.....the root cause of rate increases are due to the insured paying
the
> > > medical bills of the uninsured. Obamacare addresses this and in a few
> > > years, premiums will stabilize when the insured pool stabilizes.
> > >
> > > Until then...fun..fun..fun.
> > >
> > > -Greg
> >
> > In general, however, the root cause of the increase in health care
> > costs is the tremendous increase in both the quality and availability
> > of health care in the US. This happened in a more or less free market
> > because people want it. Specifically, people will pay more for better,
> > more available care, and IMHO, if polled, would not want to pay less
> > and get lower quality, less available care.
> >
> > An absolute fact is that you cannot get anything other than lower
> > quality and lower availability if you pay less.
> >
> > An absolute lie is the claim you can maintain the increase in quality
> > and availability that people want and are willing to pay for without
> > paying more for it....regardless of the impact it has on the govts
> > desire to provide entitlements.
> > -------------------------------------------------------------
> >
> > Quality accounts for some of the increase but the cost shift of the
unpaid,
> > uninusured medical bills is far more.
>
> The problem is the "cost shift." We need to pursue those who don't pay
> and make them pay for the services they receive. Stealing is stealing
> regardless of the product or service.

Kommie can comment more authoratively on this matter than you or I can.
But....I suspect that if somebody walks in uninsured, the hospital will be
aggressive in collecting the debt, since insured patients will be the norm.
If the individual mandate works, we're talking 3 million uninsured vs. 30
million. That's a lot of bad debt off the books.

-Greg

-Greg


From: Kommienezuspadt on

"dene" <dene(a)remove.ipns.com> wrote in message
news:822l3eFj4bU1(a)mid.individual.net...
>
> "BAR" <screw(a)you.com> wrote in message
> news:MPG.26258078ee2f1cb9989d9f(a)news.giganews.com...
>> In article <821epfFec2U1(a)mid.individual.net>, dene(a)remove.ipns.com
>> says...
>> >
>> > "Dinosaur_Sr" <frostback(a)dukesofbiohazard.com> wrote in message
>> >
> news:56e8de2f-3edc-4bbb-8356-2171a116b38d(a)g11g2000yqe.googlegroups.com...
>> > On Apr 6, 1:41 pm, "dene" <d...(a)remove.ipns.com> wrote:
>> > > "gray asphalt" <dontwr...(a)gmail.com> wrote in message
>> > >
>> > > news:dwEun.305739$OX4.17064(a)newsfe25.iad...
>> > >
>> > > > $100/month higher starting in June,
>> > > > Blue Cross/ Blue Shield. I wouldn't
>> > > > mind as much if I thought more sick
>> > > > and injured people were really going
>> > > > to get medical help.
>> > >
>> > > I have a couple of hundred people to call about their rate increase.
> Some
>> > > of it has to do with BC/BS not wanting to have the shiniest apple
>> > > when
> the
>> > > mandate requiring they cover all children without underwriting comes
> into
>> > > play.
>> > >
>> > > But.....the root cause of rate increases are due to the insured
>> > > paying
> the
>> > > medical bills of the uninsured. Obamacare addresses this and in a few
>> > > years, premiums will stabilize when the insured pool stabilizes.
>> > >
>> > > Until then...fun..fun..fun.
>> > >
>> > > -Greg
>> >
>> > In general, however, the root cause of the increase in health care
>> > costs is the tremendous increase in both the quality and availability
>> > of health care in the US. This happened in a more or less free market
>> > because people want it. Specifically, people will pay more for better,
>> > more available care, and IMHO, if polled, would not want to pay less
>> > and get lower quality, less available care.
>> >
>> > An absolute fact is that you cannot get anything other than lower
>> > quality and lower availability if you pay less.
>> >
>> > An absolute lie is the claim you can maintain the increase in quality
>> > and availability that people want and are willing to pay for without
>> > paying more for it....regardless of the impact it has on the govts
>> > desire to provide entitlements.
>> > -------------------------------------------------------------
>> >
>> > Quality accounts for some of the increase but the cost shift of the
> unpaid,
>> > uninusured medical bills is far more.
>>
>> The problem is the "cost shift." We need to pursue those who don't pay
>> and make them pay for the services they receive. Stealing is stealing
>> regardless of the product or service.
>
> Kommie can comment more authoratively on this matter than you or I can.
> But....I suspect that if somebody walks in uninsured, the hospital will be
> aggressive in collecting the debt, since insured patients will be the
> norm.
> If the individual mandate works, we're talking 3 million uninsured vs. 30
> million. That's a lot of bad debt off the books.
>
> -Greg
>
> -Greg
>
>

BINGO!

@ 10% of our gross revenue in the last year was written off to bad debt or
charity care (charity care is bad debt with better paperwork)

If that # was 3% we could stop raising rates so aggressively.


From: BAR on
In article <2YSun.76156$9b5.14113(a)newsfe01.iad>, NoSpam(a)NoThanks.net
says...
>
> "BAR" <screw(a)you.com> wrote in message
> news:MPG.26258892cc6e5f37989da1(a)news.giganews.com...
> > In article <ajLun.37900$Ht4.16228(a)newsfe20.iad>, dontwrite(a)gmail.com
> > says...
> >>
> >> "BAR" <screw(a)you.com> wrote in message
> >> news:MPG.2624e791ff05f22a989d95(a)news.giganews.com...
> >> > In article <dwEun.305739$OX4.17064(a)newsfe25.iad>, dontwrite(a)gmail.com
> >> > says...
> >> >>
> >> >> $100/month higher starting in June,
> >> >> Blue Cross/ Blue Shield. I wouldn't
> >> >> mind as much if I thought more sick
> >> >> and injured people were really going
> >> >> to get medical help.
> >> >
> >> > You should write a thank you note to Reid, Pelosi and Obama.
> >>
> >> I think I'll go with the AMA and AARP.
> >> But there is a lot of bs in the bill. I'm live
> >> Nevada. Between Reid and Ensign, I'll go
> >> with Reid.
> >
> > Why does the AMA only count less than 20% of doctors as members?
> >
> > AARP is a lobbying and insurance company.
>
> So you also would discredit Fox News -- the biased broadcasting company?

Nice stretch buddy. The AARP is not interested in representing its
membership anymore. It is involved in lobbying for its advertisers and
its own products.

Have you seen the recent numbers for the three major networks newscasts?
All of them are down double digits in viewer ship. Fox News is the only
one increasing viewer ship, why is that?
From: Kommienezuspadt on

"BAR" <screw(a)you.com> wrote in message
news:MPG.2626370ef83f15d9989da6(a)news.giganews.com...
> In article <2YSun.76156$9b5.14113(a)newsfe01.iad>, NoSpam(a)NoThanks.net
> says...
>>
>> "BAR" <screw(a)you.com> wrote in message
>> news:MPG.26258892cc6e5f37989da1(a)news.giganews.com...
>> > In article <ajLun.37900$Ht4.16228(a)newsfe20.iad>, dontwrite(a)gmail.com
>> > says...
>> >>
>> >> "BAR" <screw(a)you.com> wrote in message
>> >> news:MPG.2624e791ff05f22a989d95(a)news.giganews.com...
>> >> > In article <dwEun.305739$OX4.17064(a)newsfe25.iad>,
>> >> > dontwrite(a)gmail.com
>> >> > says...
>> >> >>
>> >> >> $100/month higher starting in June,
>> >> >> Blue Cross/ Blue Shield. I wouldn't
>> >> >> mind as much if I thought more sick
>> >> >> and injured people were really going
>> >> >> to get medical help.
>> >> >
>> >> > You should write a thank you note to Reid, Pelosi and Obama.
>> >>
>> >> I think I'll go with the AMA and AARP.
>> >> But there is a lot of bs in the bill. I'm live
>> >> Nevada. Between Reid and Ensign, I'll go
>> >> with Reid.
>> >
>> > Why does the AMA only count less than 20% of doctors as members?
>> >
>> > AARP is a lobbying and insurance company.
>>
>> So you also would discredit Fox News -- the biased broadcasting company?
>
> Nice stretch buddy. The AARP is not interested in representing its
> membership anymore. It is involved in lobbying for its advertisers and
> its own products.
>
> Have you seen the recent numbers for the three major networks newscasts?
> All of them are down double digits in viewer ship. Fox News is the only
> one increasing viewer ship, why is that?

===

so it's only bias if you don't like is it -- I get it.

Fox News is up - yet you whine about the main stream media.....


From: BAR on
In article <822l3eFj4bU1(a)mid.individual.net>, dene(a)remove.ipns.com
says...
> > >
> > > Quality accounts for some of the increase but the cost shift of the
> unpaid,
> > > uninusured medical bills is far more.
> >
> > The problem is the "cost shift." We need to pursue those who don't pay
> > and make them pay for the services they receive. Stealing is stealing
> > regardless of the product or service.
>
> Kommie can comment more authoratively on this matter than you or I can.
> But....I suspect that if somebody walks in uninsured, the hospital will be
> aggressive in collecting the debt, since insured patients will be the norm.
> If the individual mandate works, we're talking 3 million uninsured vs. 30
> million. That's a lot of bad debt off the books.

There is not economic driver to buy insurance ahead of time. We are
finding out the the IRS has not method of enforcement as long as you owe
them money, even $1 each year on your federal tax return.

And, even when someone is in court for failure to pay their penalty the
judge will look at them and see that they have a $10 an hour job and
that they can't afford the 2% penalty. Is the judge going to throw that
person in jail for 5 years. Then if someone of means is before the same
judge for the same failure to pay the penalty what will the judge do? If
both people are not treated in the same manner then the 14th amendment
kicks in.

This whole Health Care Reform thing has turned out to be the worst piece
of legislation cobbled together behind the locked doors of the Speakers
office and the Senate majority leaders office.

Life is hard, life isn't fair and sometimes the bear eats you.