From: Howard Brazee on
On Tue, 26 Jan 2010 08:13:23 -0800 (PST), Dinosaur_Sr
<frostback2002(a)att.net> wrote:

>Another nice thing about the Canadian system is that if Family doc
>decides you need to see a specialist, you have to get the referral
>from family doc. You don't get to choose to see a specialist if you
>want, only if family doc says it's OK, and then only a specialist of
>family docs choosing!

Hey, that's what *my* insurance company does!

--
"In no part of the constitution is more wisdom to be found,
than in the clause which confides the question of war or peace
to the legislature, and not to the executive department."

- James Madison
From: Carbon on
On Tue, 26 Jan 2010 03:31:48 +0000, assimilate wrote:

> I'm sorry but you are discounting, so to speak, the most powerful cost
> saving mechanism available, competition. Real competition will come
> when the person that needs the policy has to purchase it, or more
> precisely, when companies have to compete for the buisness of the
> policy holder, who, unlike the HR guy, is using his money to purchase
> what he feels he needs (again getting rid of mandates is esstiential
> here). Current pricing problems stem in large part from overuse (more
> demand than supply) largely due to "other people's money" syndrome.

Competition. In the US healthcare industry. Ohh-kay! Good one!
From: Carbon on
On Mon, 25 Jan 2010 22:36:45 -0800, dene wrote:

> It's interesting that those who support the single pay system do not
> live in the countries which have it. The Canadian who still lives in
> Canada, Alan Baker, is not enthusiastic about it. Perhaps this is
> why.

The Canadian system is not without its problems. However, it is still
vastly better than the US system.
From: dene on

"Carbon" <nobrac(a)nospam.tampabay.rr.com> wrote in message
news:4b5f9267$0$4977$9a6e19ea(a)unlimited.newshosting.com...
> On Tue, 26 Jan 2010 03:31:48 +0000, assimilate wrote:
>
> > I'm sorry but you are discounting, so to speak, the most powerful cost
> > saving mechanism available, competition. Real competition will come
> > when the person that needs the policy has to purchase it, or more
> > precisely, when companies have to compete for the buisness of the
> > policy holder, who, unlike the HR guy, is using his money to purchase
> > what he feels he needs (again getting rid of mandates is esstiential
> > here). Current pricing problems stem in large part from overuse (more
> > demand than supply) largely due to "other people's money" syndrome.
>
> Competition. In the US healthcare industry. Ohh-kay! Good one!

Yeah Carbs there is serious competition. I put out for quotes all the time
and the insurers scramble to write the business for themselves. It's one of
the more enjoyable aspects of my job....finding the best deal for them.

The insurers are also scrambling to stay solvent. Blue Cross is now taking
away a number of individual plans off the market, replacing them with high
deductible catastrophic plans. They are losing too much money on the richer
benefits plans. Sorry....I know this flies in the face of the leftist
rhetoric...but if you pay more than you earn, you go out of business.

-Greg


From: Dinosaur_Sr on
On Jan 26, 5:39 pm, William Clark <cl...(a)nospam.matsceng.ohio-
state.edu> wrote:
> In article
> <b09f1af4-d170-473a-9432-96fea0703...(a)b9g2000yqd.googlegroups.com>,
>
>
>
>  Dinosaur_Sr <frostback2...(a)att.net> wrote:
> > On Jan 26, 11:22 am, William Clark <cl...(a)nospam.matsceng.ohio-
> > state.edu> wrote:
> > > In article
> > > <a7082048-ed84-446d-b1be-00ec25e0b...(a)33g2000yqo.googlegroups.com>,
>
> > >  Dinosaur Sr <frostback2...(a)att.net> wrote:
> > > > On Jan 25, 5:30 pm, William Clark <cl...(a)nospam.matsceng.ohio-
> > > > state.edu> wrote:
> > > > > In article
> > > > > <6bc68dda-a56e-4442-be1a-d716ae5c7...(a)n7g2000yqb.googlegroups.com>,
>
> > > > > Dinosaur Sr <frostback2...(a)att.net> wrote:
> > > > > > On Jan 25, 8:13 am, William Clark <cl...(a)nospam.matsceng.ohio-
> > > > > > state.edu> wrote:
> > > > > > > In article
> > > > > > > <66c6dafd-b068-4892-80b1-2d161c41c...(a)m26g2000yqb.googlegroups.com>,
>
> > > > > > > Dinosaur Sr <frostback2...(a)att.net> wrote:
> > > > > > > > On Jan 24, 12:23 pm, William Clark
> > > > > > > > <wcla...(a)colnospamumbus.rr.com>
> > > > > > > > wrote:
> > > > > > > > > In article <MPG.25c536ae94ae9c53989...(a)news.giganews.com>,
>
> > > > > > > > > BAR <sc...(a)you.com> wrote:
> > > > > > > > > > In article
> > > > > > > > > > <wclark2-38BD28.15204023012...(a)charm.magnus.acs.ohio-
> > > > > > > > > > state.edu>, wcla...(a)colnospamumbus.rr.com says...
>
> > > > > > > > > > > In article <MPG.25c4f87bb230d53989...(a)news.giganews.com>,
> > > > > > > > > > > BAR <sc...(a)you.com> wrote:
>
> > > > > > > > > > > > In article <cq9ml5127hejfuftu8c85v5t4p4jr0d...(a)4ax.com>,
> > > > > > > > > > > > how...(a)brazee.net says...
>
> > > > > > > > > > > > > On Sat, 23 Jan 2010 07:56:19 -0500, BAR <sc...(a)you.com>
> > > > > > > > > > > > > wrote:
>
> > > > > > > > > > > > > >> That's how insurance works.
> > > > > > > > > > > > > >> That's how hospitals work when they bill you to pay
> > > > > > > > > > > > > >> for
> > > > > > > > > > > > > >> their
> > > > > > > > > > > > > >> treatment of those without money.
>
> > > > > > > > > > > > > >> What do you propose to change this?
>
> > > > > > > > > > > > > >I am not compelled, at the point of a gun, to buy
> > > > > > > > > > > > > >health
> > > > > > > > > > > > > >insurance.
>
> > > > > > > > > > > > > True. But if you choose not to buy health insurance,
> > > > > > > > > > > > > and
> > > > > > > > > > > > > get
> > > > > > > > > > > > > into a
> > > > > > > > > > > > > serious accident, they won't verify this before calling
> > > > > > > > > > > > > for
> > > > > > > > > > > > > flight
> > > > > > > > > > > > > to
> > > > > > > > > > > > > life, getting you to a hospital, and saving your life.
> > > > > > > > > > > > > (They
> > > > > > > > > > > > > also
> > > > > > > > > > > > > won't check to see if you have the means to pay). They
> > > > > > > > > > > > > will
> > > > > > > > > > > > > save
> > > > > > > > > > > > > your life, and we will pay.
>
> > > > > > > > > > > > I should be billed for the services I received. Everyone
> > > > > > > > > > > > receiving
> > > > > > > > > > > > services in from any business should pay for those
> > > > > > > > > > > > services
> > > > > > > > > > > > and
> > > > > > > > > > > > if
> > > > > > > > > > > > the
> > > > > > > > > > > > do not pay for the services they receive they should be
> > > > > > > > > > > > arrested
> > > > > > > > > > > > for
> > > > > > > > > > > > theft or sued.
>
> > > > > > > > > > > So health is just a business, is it? Why isn't education
> > > > > > > > > > > "just
> > > > > > > > > > > a
> > > > > > > > > > > business", then? You are not being billed for the services
> > > > > > > > > > > you
> > > > > > > > > > > receive
> > > > > > > > > > > there, you are being subsidized by the entire community,
> > > > > > > > > > > including
> > > > > > > > > > > those
> > > > > > > > > > > that will never take advantage of the education system.
>
> > > > > > > > > > Does OSU make a profit off of their students? Does OSU charge
> > > > > > > > > > more
> > > > > > > > > > than
> > > > > > > > > > the actual expenses? If yes, then they are a business. In the
> > > > > > > > > > business
> > > > > > > > > > of selling education.
>
> > > > > > > > > No, and no. State universities are subsidized by state taxes,
> > > > > > > > > and
> > > > > > > > > from
> > > > > > > > > the overhead on external research funds. Tuition only accounts
> > > > > > > > > for
> > > > > > > > > about
> > > > > > > > > 40% of the university budget. So, we can charge the economic
> > > > > > > > > rate
> > > > > > > > > in
> > > > > > > > > fees and tuitions, and then almost none of Ohio's citizens will
> > > > > > > > > be
> > > > > > > > > able
> > > > > > > > > to afford to go to college. Go read the Morrill Act and see
> > > > > > > > > what
> > > > > > > > > the
> > > > > > > > > intention of those wiser than you was.
>
> > > > > > > > > > > > Again, why are medical services different from all other
> > > > > > > > > > > > services
> > > > > > > > > > > > when
> > > > > > > > > > > > it comes to paying for the services you receive.
>
> > > > > > > > > > > Are you paying for your children's education? Oh, yes, by
> > > > > > > > > > > taxes.
>
> > > > > > > > > > I'm not paying yet. I am saving and I am saving quite a bit.
> > > > > > > > > > I
> > > > > > > > > > figure
> > > > > > > > > > I
> > > > > > > > > > will need about $30,000 a year saved up for each kid and then
> > > > > > > > > > there
> > > > > > > > > > will
> > > > > > > > > > be about $1,500 a month out of pocket costs to me. Damn kids
> > > > > > > > > > want
> > > > > > > > > > to
> > > > > > > > > > go
> > > > > > > > > > to Ivy league schools.
>
> > > > > > > > > You are not paying for their high school education? Surely you
> > > > > > > > > have
> > > > > > > > > them
> > > > > > > > > in private schools or home schooled, just on principle. You
> > > > > > > > > know,
> > > > > > > > > personal responsibility and all that.
>
> > > > > > > > Absolutely untrue. Private colleges can easily stay in business
> > > > > > > > charging effectively about $200.00 per credit hour. Get rid of
> > > > > > > > the
> > > > > > > > deadwood faculty, the excess administration and excess physical
> > > > > > > > plant
> > > > > > > > and it's no problem. People should *ALWAYS* be able to choose
> > > > > > > > public
> > > > > > > > vs private in any situation, and either have the public subsidy
> > > > > > > > follow
> > > > > > > > the *PEOPLE'S* choice, or fund public schools exclusively as a
> > > > > > > > function of the number of students, with the allocation per
> > > > > > > > student
> > > > > > > > rigidly attached to the cost per student in private schools..
>
> > > > > > > You can only do that if you eliminate research in the sciences and
> > > > > > > technology. It's way too expensive for tuition only revenue
> > > > > > > streams,
> > > > > > > which is why relatively little of it in these fields is done in the
> > > > > > > private schools.
>
> > > > > > Private schools like Harvard? Education is one thing, research
> > > > > > another
> > > > > > in any event.
>
> > > > > Indeed. tell me all about Harvard's engineering and technology
> > > > > research.
>
> > > > > There, that didn't take long, did it?
>
> > > > Long of what? Applied research should be done by those with an
> > > > interest in the application, like private business. Universities
> > > > should do only basic research. As it is now, you have a lot of faculty
> > > > at a lot of Materials Science departments in public universities,
> > > > "inventing" a lot of useless "materials" hoping to hit some mother
> > > > lode...mostly a waste of time and money. While I have only gone to a
> > > > couple of materials science conferences, what amazed me was the
> > > > uselessness of most of what was being done.
>
> > > You are 180 degrees out of phase with all higher education philosophies.
> > > No surprise, that those that don't do research, don;t think anyone else
> > > should either.
>
> > > Which materials science "conferences" did you go to? Specifics, please.
>
> > You claim I don't do research. I'll bet you $US5K I have at least one
> > material sciences publication in a well respected symposium. I see no
> > evidence that you do research, BTW, other than operate an Em for other
> > people...and anyone here could learn to operate any EM.
>
> I repeat - what are these "materials science" conferences you claim to
> have gone to? Let's see the meeting date and venue, and then how about
> this important "materials science" manuscript of yours?
>
> Your stupid and ignorant comments about electron microscopy show just
> how peevishly petty you are. Have you NO professional standards?

So you don't want to take the bet?